Why choose an independent agent?


Many consumers are finding they can drive down the cost of car insurance—and the time it takes to select the right policy— by contacting an independent insurance agent like InsureMe Houston.

Because we represent many different insurance companies, we have the flexibility to review rates and coverage from competing carriers and get you the best deal. So rather than spending hours gathering quotes from various companies, you can get it done with one simple call or visit to InsureMe Houston or insuremehouston.com.

If you’re thinking of contacting an insurance agent, here are a few things to consider:

  • Many factors determine auto insurance rates, not just vehicle year, make and model. Companies also look at information about you. If you’ve recently moved, gotten married, had a birthday or experienced a similar life milestone, mention this to your InsureMe Houston agent. You may be eligible to save money on your car insurance.
  • How old is your car? You don’t always need the same level of physical damage coverage on older cars as on newer ones. If you drive an older car, we can advise you on getting the biggest bang for your buck.
  • You may also want to consider separating your homeowner’s policy from your car insurance policy. Bundling your homeowner’s policy with your car insurance doesn’t always save you money.
You can also save money if you have a motorcycle, boat, RV or other “toy.” Talk to your InsureMe Houston agent about it.

Ryan Monceaux

"I'm proud to be an independent insurance agent. By switching teams from a big captive insurance company, I've been able to save my clients money with the same great coverage. We’ll help tailor the right policies for you.”

– Ryan Monceaux